FairMile℠ 1.0

The FairMile℠ program is a newly introduced, mileage-based insurance option available to Farmers® Commercial Auto customers in select states. This program allows business owners to opt for per-mile insurance pricing, potentially leading to cost savings during periods when vehicles are not in use. Upon enrollment, participants gain access to the FairMile mobile application and the Geotab® GO device, which collectively facilitate accurate tracking of vehicle mileage.

Farmers understands that business operations can fluctuate daily or seasonally. For businesses with variable vehicle usage or limited travel distances, the FairMile program may serve as an appropriate solution for their commercial auto insurance requirements. Interested clients should contact their Farmers agent for further details regarding enrollment procedures.

Main features of the application include:

1. Monthly Mileage Reports: These provide an accessible means of tracking actual mileage against estimates, enabling users to monitor potential premium adjustments such as credits or debits.
2. Driving Alerts: Designed to promote safety, these alerts notify business owners of specific driving behaviors including speeding and harsh braking, thereby supporting driver coaching and safety initiatives.
3. Vehicle Engine Alerts: This feature offers proactive identification of possible engine issues, allowing for early intervention and maintenance planning.
4. Maps: A user-friendly map view displays the current locations of all enrolled vehicles for easy fleet management.
5. Trip Summaries: Detailed trip reports include mileage, driving behaviors, engine alerts, and start/stop times with geographical data, aiding in comprehensive trip analysis.

Getting started with the FairMile program involves the following steps:

1. Enroll through your Farmers agent.
2. Download the FairMile app or access it via the web platform.
3. Receive and install the Geotab GO device on your vehicles.
4. Begin driving and leveraging the program's features.

Please note that the FairMile program is not available in all states. Consult your Farmers agent for additional information regarding availability and suitability for your business.